Four domains,
one practice
Payments, financial infrastructure, regulation, and technology are distinct disciplines — but in financial services, they are never truly separate. Subite works across all four because the interesting problems almost always touch more than one.
Acceptance, issuing, processing, scheme compliance, cross-border payments, and SEPA — from strategic advisory to deep technical work on the full payments stack.
Finance & InfrastructureLedger systems, reconciliation architecture, settlement mechanics, and treasury operations for payment businesses and e-money institutions.
Regulation & CompliancePSD2/PSD3, AML/KYC, EMI/PI licensing, eIDAS, regulatory reporting, tax compliance, and compliance framework design across European jurisdictions.
Technology & ArchitecturePlatform architecture, legacy modernisation strategy, API design, and system integration for financial services technology programmes.
Shaped by what you need,
not a standard service catalogue
Advisory retainers
Regular access to domain expertise — typically two to four days per month. For businesses navigating complex or fast-moving payments and regulatory environments without in-house specialists.
Works well for: Fintechs without in-house payments or compliance expertise. Banks entering new segments.
Project-based consulting
Scoped work with defined outputs and timelines: compliance framework design, architecture assessments, scheme audit preparation, licence applications. From a few weeks to several months.
Works well for: Clear deliverable with a defined scope. Works well when the problem is known.
Interim management
Senior roles on a fixed-term basis — Head of Payments, VP Compliance, CTO, MLRO — while permanent hires are made or while specialist depth is needed for a finite period.
Works well for: Organisations in transition. New product launches requiring temporary senior coverage.
Workshops & training
Structured half-day or full-day sessions for teams: scheme economics, PSD3 readiness, AML programme design, payment platform architecture. In-person or remote.
Works well for: Teams building knowledge in new domains. Onboarding programmes. Exec education.